The Dave mobile banking app is another app that allows cash advances of up to $500 with no credit check required, no interest charges and no late fees. She lives on Long Island, New York, with a veritable menagerie that includes 2 cats, a rambunctious kitten, and three lizards of varying sizes and personalities plus her two kids and husband. I give up, too much effort for a service that is too easy to live without. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. A instant EWA was not going through even though I submitted for instant pay, a 1.99 fee. Shes the best and everyone should be more like her. A team member will be in touch ASAP. When comparing offers or services, verify relevant information with the institution or provider's site. Is Payactiv safe? Very knowledgeable and patient. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Alan Davis was very awesome. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. You should consult your Cardholder Agreement and the Fee Schedule atpayactiv.com/card411. Payactiv Lively She was kind and courteous and advised me that the previous agent I spoke with was able to resolve my issue. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. Some reviews on Trustpilot point out the company's unreliability, stating that Payactiv has very poor customer service, which is hard to reach. 2023 Payactiv, Inc. All Rights Reserved. Ned is amazing. We make money from the interchange rate when you use the Payactiv Visa Card* for online or in-store purchases. Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. Their customer support team is available via live chat and call 24/7.. I appreciate her help please give her a raise . This is the absolute worst app!! Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Faster access to your money. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. I apologize for my frustrations with the previous agents, and am greatly appreciative that I was able to get my concern resolved in such an expedient manner. Have a wonderful day ahead! PayActiv offers a toll-free customer service phone number to call for support and also has an online live chat and an email for those who prefer not to speak on the phone. Hi Connor,Thank you for taking the time to write a review about your experience. When possible, please email us your concern at support@payactiv.com with "App reviews" in the subject line. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. . Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. 1 Standard rates for data and messaging may apply from your wireless provider. Daily pay is a really good app way better then this crap they call an app. Hi Loretta,We're glad that we could help you resolve your issue. CONS. One of our representatives will be reaching out to you shortly to assist you. Please call Member Support at 833-675-0553 or email legal@creditkarma.com or mail at Credit Karma, LLC, P.O. Heres how Payactiv and payday loans compare. Replies to negative reviews in < 24 hours. Be sure to include your Employer's name, Employee ID, and Mobile number. I opened an account on the recommendation of a colleague, she told me that this bank has a lot of nice bonuses, but there was only one bonus, my account was closed. The Empower app offers fee-free cash advances between $25 and $250 to users, along with a cashback debit card. We'd like to turn this around and resolve your issue ASAP. Payactiv Customer Success Payactiv 663 views 1 year ago Bridging the Gap to Financial Wellness Payactiv 267 views 1 year ago PayActiv Explainer Video ADP 1.3K views 3 years ago 5 Apps That. UKG Wallet, powered by the mighty Payactiv, experienced an update that has caused it to no longer update my hours. Join today. Have a wonderful day. 2023 Trustpilot, Inc. All rights reserved. Thank you Grace!!! Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. PayActiv is not a credit card or a payday loan company. This product doesn't have any reviews yet. Get live support 247 Live chat Start chat now Call us toll-free 1 (877) 937-6966 For International Customer Service: 1 (510) 404-0525 Check our FAQ for common questions View FAQs We always try our best to do our job well and your kind words make it all worthwhile. I gladly provided all this, but Payactiv decided to withdraw the money back and then I started "dancing", "dancing" which lasted two months! Join over 2+ Million people and put yourself ahead. Customer complaints are largely related to technical glitches that leave people unable to access their funds or manage their money. You don't have to wait for payday, pay overdraft and late fees, or borrow money.. Yes, its legit. You may even pay less for Dave than you would with PayActiv, depending on the PayActiv services you use each month. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Payactiv is transforming and scaling Good processes and experienced managers starting to make a difference EWA is exploding and the company has positioned itself very well The platform is far ahead Cons The last couple of years with Covid and growing pains were hard. Customer service is rude!! If i could i would give 0 stars this app and the service they give is horrible . Visit our guide to cash advance apps to learn about how these apps work. Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. Anyone can write a Trustpilot review. Instant funding is available for free through a Payactiv card or for a fee if you send the funds to another account. You can only get your advance two days ahead of time, and youll have to sign up for a prepaid debit card to receive the funds. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. We're working on your case. Her lengthy list of publishing credits include Bankrate, Lending Tree, and Chase Bank. Payactiv Inc. Reviews | Read Customer Service Reviews of www.payactiv Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Of course, a key consideration when youre using any financial technology or carrying a new debit card is: How is the security? But options are limited if your employer isnt enrolled with Payactiv. :). PayActiv, Inc. | Better Business Bureau Profile But even if you have the money to invest, you may not have the time to flip or Afterpay Overview Afterpay launched in Australia in 2015 as a new and improvedGen Z form of layaway. This site may be compensated through third party advertisers. Get what youve already earned, right now, to pay bills or buy what you need. You are about to post a question on finder.com: document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); 32 East 31st Street, 4th Floor, Information technology & services. We may receive compensation from our partners for placement of their products or services. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. They treat you like family. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. PayActiv advances wages that workers have accrued but haven't yet received. One of our representatives will be reaching out to you shortly to assist you. Hi Regina,Thank you for taking the time to write a review about your experience. Anna Serio is a trusted lending expert and former Commercial Loan Officer who's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. Easy, free, instant mobile payments. Complaints Complaints PayActiv, Inc. Financial Services View Business profile Customer Complaints Summary Business's Response Rate: 100% Why is this important? If you have Payactiv from work, you will see hours worked and your current earnings in the app and you can transfer the accessible amount to your bank, card or get as cash. Money is available immediately. Find out how we combat fake reviews. Pay bills, stay ahead of fees, and handle the unexpected with the greatest of digital ease. Shout-out to Ronnie O'Connor for helping me resolve my issues with my lost card. And PayActiv comes close, which is why it earned a 4.9 rating in this category. This date may not reflect recent changes in individual terms. One of our representatives will be reaching out to you shortly to assist you. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. As such, it permits employees to access up to 50% of their paycheck prior to payday. However, there are very few additional fees. Prevention Platform. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. If youre interested in joining PayActiv on your own, youll just need to download the app and create an account with your name, phone number and email. Optional, only if you want us to follow up with you. Over 1500 companies use Payactiv including Uber, Pizzahut, Subway, Alorica, Hilton Hotels & Resorts, and Signature Healthcare. they were quick at responding and helping me find a solution! But it also has 116 complaints on the website and received only 2.63 stars from BBB customer reviews. How long does it take to get money from PayActiv? Like Empower and PayActiv, Dave also offers money management features. Payactiv Description Our all-in-one platform, Livelihood, helps employees to fully engage in work and personal life. It's pretty simple, actually. Yes. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Head over to our Support Form and someone from our team will assist you. As a next step you can visit the Payactiv website or read our research on the Best Financial Wellness Software. Hi there,We sincerely apologize for the inconvenience. Hi Annisia,Thank you for your feedback. We always try our best to do our job well and your kind words make it all worthwhile. Hi William,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. The money we make helps us give you access to free credit scores and reports and helps us create our other great tools and educational materials. so i contacted pay activ due to some account issues. Hi Leah,Thank you for your feedback. While compensation arrangements may affect the order, position or placement of product information, it doesn't influence our assessment of those products. It goes against our guidelines to offer incentives for reviews. Hey! I appreciate the patience, going the extra mile, and not once being rude! One of our representatives will be reaching out to you shortly. There is no fee to load money on your prepaid Visa card or to use your card in many locations, including at 37,000 MoneyPass ATMs across the country. UKG Wallet - Apps on Google Play Have a blessed day. If your employer doesnt partner with Payactiv, you must be over 16 and have a valid Social Security number to sign up for a Payactiv card. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. As a proud B Corp, Payactiv holds itself to the highest verified standards of transparency and accountability. . 1 CONNECT Work your way Get company announcements, pick up shifts, and get reminders and alerts from work. PayActiv earned its 4.7 score from GOBankingRates based on the following features. Otherwise, it charges these two types of fees: When you request an advance, Payactiv can send the money to your bank account, debit card or a Walmart Money Center. It goes against our guidelines to offer incentives for reviews. For a $5 fee, enrollees can make up to five transactions per pay period via a smartphone app. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. We're looking into your account. PayActiv, Inc. | Complaints | Better Business Bureau Profile eToro Review 2023: Is It the Right Trading Platform for You? Receive and send funds to other members. Payactiv SDS-IT. There are many popular cash advance apps available today that can help people avoid high-interest credit card cash advances or predatory payday loans. Latest Reviews. Payactiv uses time and attendance data to provide earned wage access to employees. iPhone is a trademark of Apple Inc., registered in the U.S. and other countries. The situation was like this, I opened an account Payactiv and went to close my existing old one, my manager at the bank suggested that I transfer the balance from the account to a new bank (send money as a result of closing the account) I agree, convenient! I had a big issue n called for days. When I do the chat, they ask me to send in my time sheet and Everytime they tell me that they need an official timesheet, THAT WAS MY OFFICIAL TIMESHEET, the same one I have sent every two weeks after they screw up my time. Our scoring formula weighs several factors that differ from Have a blessed day. Your employer may also need to share your name and employee ID, along with your information about when you clock in and clock out. I love this guy!! So far weve moved $5B+ in wages to workers, helping save $400M+ in predatory fees and penalties.**. Advance up to $250 from your paycheck plus get access to your paychecks up to 2 days early with direct deposit. Payactiv how to apply for an online loan, review of the loan company 1 Standard rates for data and messaging may apply from your wireless provider. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. I wish my employer used a more reliable system. Carefully review your finances and the loan cost to make sure it fits your budget. Learn more about Apollo.io Create a free account No credit card. Zachary Marshall gave me the best customer service that Ive ever had!! Thanks to both of them for getting this resolved n the excellent customer service. They don't care at all.. don't use payactive..please don't. Get the money you worked for today, to spend on what matters to you. Agent assisted me and resolved my issues very quickly. Hi there,We sincerely apologize for your negative experience. This could put you at risk of getting caught in a cycle of debt. Payactiv - Apps on Google Play Traditional real estate investments are limited to people with significant financial resources. We spend all day researching the ever changing landscape of HR and recruiting software. Meanwhile, I will be overdrawn due to lack of funds. My earnings were updated, and my bank account was saved from overdraft fees, so I am relieved that this story had a happy ending! Send funds by phone number. This rating has decreased by -17% over the last 12 months. Applying for PayActiv is easy. J.P. Morgan Wealth Management Review: Plans Tailored to Your Financial Goals, Dosh Review 2023: Getting You the Most Back on Your Purchases. * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. What Is DiversyFund? Payactiv is slow to update employees' accounts with their earned wages, despite repeated requests from users. Know what's possible to save or spend, get help with budgets, savings, and debtall in the Payactiv App. It powers financial innovation by giving users the tech . . PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Our Lady of the Lake's Faith Fund counters predatory lenders Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. So Ill be honest, I cant stand the customer support on the app, the chat function is slow and glitchy and the ability to communicate through it is awful. Ray M. made it so easy to get set up where i can have access to my wages. Hi Melissa,We're glad that our representative could help you resolve your issue. Founded in null . Hi Janel,Thank you for taking the time to write a review about your experience. :). Learned alot about financial stress and that I was not alone. Always & foreithe best!